Choosing your real estate professional is one of the most significant decisions you will make when buying property in Ennis, Montana.
We believe the more you look around, the more you will see the true value of working with us. If you're a first-time buyer, you can find more information here in addition to the tips below. These tips will educate you on how the home-buying process works, and how to take successful steps towards buying a home in Ennis, MT. If you have any questions along the way, feel free to contact us.
If you are looking to buy a home or property in Ennis, you may find the perfect home quicker than expected if you follow these basic guidelines.
Be an informed consumer. Learn the financial basics and know how to shop for the home loan that's right for you. Learn as much as you can about financing, and search for loans that you can afford. Our Ennis, MT Realtors understand the financial process can be overwhelming, and we aim to provide you all the knowledge and tools needed to be successful. This includes three free reports that feature professional tips for buyers and educational information about real estate.
Get pre-approved. Pre-approval is one of the most valuable tools you can use when it comes to budgeting yourself for a new home and is required by most lenders. Pre-approval will show you how great of a mortgage loan amount you qualify for, and you can base your budget off of that. Pre-approval is fast and simple, so make sure you get it done as soon as you can.
Know what you want. Knowing what you want in a home is the best way to prepare yourself. The last thing you want when you purchase a home is to realize that you bought the wrong home for you. Take a bit of time before you go house searching to really decide on what is necessary and unnecessary for your home to have. According to the Ennis Chamber of Commerce, the city is home to 860 people, with a majority of the economic growth coming from ranching, tourism, construction, and mining families. Think about your occupation, the commute time to work and the neighborhood you’d like to live in. Determine if there are any necessary repairs to be done and if the size of the home fits your lifestyle. Remember, a shade of paint can always be changed, but the square footage of the home will most likely stay the same.
Keep your debt load to a minimum. We all want a brand new car, but perhaps buying that car while trying to save up for a home isn’t the best idea. Don’t make any major purchases until after you purchase your home. Remember to pay off all of your credit card bills, and don’t apply for any new ones. Financial institutions will evaluate your financial situation, including unpaid bills and debt, so make sure that you keep your debt to a minimum or eradicated.
Be prepared to view new properties quickly. Homes in Ennis are flying off the shelves! A home you are interested in buying today could be sold by tomorrow, so it’s important to make timely decisions. Be accessible to change the terms.
Have instant access to your agent. Instant communication can make a difference in purchasing the property of your choice. Our team of real estate experts
Submit a strong, competitive offer. A strong and competitive offer is what both you and the owner of the home need. A strong offer can be the difference between getting the home or not. Make sure that you determine a price that is compelling yet still within your range. It’s best to get advice from your real estate agent. Biller Mercer and the team of brokers here at Re Max Mountain Properties have current market knowledge on Ennis, MT and are more than happy to help you come up with an offer that will get noticed.
Include a substantial earnest money deposit. Sometimes offers are accepted based on the amount of the deposit. The greater amount of money included in the money deposit, the more likely your offer will be chosen.
Try to minimize the number of contingencies. Try to remain as consistent as humanly possible. It’s best to understand what contingencies come up in your new home’s neighborhood, so ask your real estate professional for advice on which risks to keep and which to ditch. Our real estate agents will joyfully assist you in deciding which contingencies are worth keeping.
Hire an inspector. A professional building inspector or appraiser will make sure the house of your choice is in satisfactory condition. This is needed before you can move further on a home loan.
Check zoning regulations and covenants. Good residential neighborhoods will be zoned to keep out commercial and industrial users. Read any restrictive covenants and make sure they fit your lifestyle. If you have any questions about zoning regulations and its effects on real estate in Ennis, contact us today, we are happy to clarify any questions you might have.
Request an updated property survey. Be sure that the property survey clearly marks boundaries. Check for problems you may see, and contact your real estate agent about it.
Make sure you know what stays or goes. Your contract should be very specific about which items (appliances, etc) are included in the sale. Our brokers will happily go over your contract with you and identify the items that are included in your home purchase.
Get agreements in writing. Make sure that certain verbal agreements are written into the final contract to avoid any stressful and expensive issues later.
Questions? Call our office at 406-682-5001